September 25, 2023

1st time buyer were happy to help

An all inclusive guide to 1st time buyers as we spend this month looking at all aspects of property:

<p>An all inclusive guide to 1st time buyers as we spend this month looking at all aspects of property:</p> <p>Buying for the first time is exciting, daunting and fun. But these days getting yourself on the housing ladder can be hard. Today we’ll be sharing out expert tips on how to make sure you’re’ in the best position to buy your house.</p> <p>So here are some basic tips to get you started:</p> <p>The larger the profit is that you offer the more likely you are to get a better mortgage rate. So start saving. Most mortgage lenders will only lend out if 10% is paid in deposit.</p> <p>Getting the right mortgage based on realistic expectations of payback is important. Use a mortgagee calculator to work this out based on your current expenditure and earnings.</p> <p>See legal advice, especially around new government schemes like ‘help-to-buy’.</p> <p>Researching what is the best property for you to buy is a good idea, jumping in for an unrealistic home is a bad idea.</p> <p>Making a good offer on the property you want can ensure you get the house. You don’t want to go too low, but you don’t want to miss out. Ask for more information about the house and how quickly the seller is willing to sell. Going buy those judgements put together a good offer.</p> <p>If your offer gets accepted, it’s a good idea to hire a lawyer who can help you. The cost of doing that will save you time for filling in forms and sorting out the legal side of access to the property.</p> <p>Usually these are carried out by the seller, however it’s a good idea to get one done yourself, so that you are aware of any problems and prior issues. This can help you deal with any faults in the long run.</p> <p>Buy insurance. The to-do-list of property buying is long and can look daunting. But making sure you are as fully protected as you can be is the best way to go about it. Anything could happen, and the stakes are too high with property to take chances.</p> <p>No doubt this will be the most satisfying part of the experience. Make sure to enjoy it.</p> <p> </p> <p> </p> <p>If you need any advice around buying your property, or simply want to know more, don’t hesitate to contact our team on: <strong>0116 2999 199</strong> or email us on: <strong></strong></p>
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